Business Development OfficersConsolidated Bank is Kenya’s SME bank of choice that provides flexible financial solutions that support our customers achieve success. The Bank is well positioned, with presence in majority of the country’s business hubs to continually offer pleasant and convenient services. We seek to recruit qualified, experienced, competent and highly motivated individuals for the following vacancy. Reporting to the Branch Manager, the job holder will be responsible for driving and delivering excellent business performance through aggressive marketing of Bank’s products ensuring optimum productivity, high quality/yielding loan book, operational efficiency and outstanding relationship management. Key responsibilities and accountabilities * Aggressively market for new liability accounts in line with the given targets. * Spearhead the lending function of the branch by ensuring growth of high quality loan book as per targets. * Ensure that all conditions pertaining to disbursements are fulfilled prior to disbursement requests being processed. * Develop good customer loans/facilities proposals that comply with the banks credit administration standards and policy. * In liaison with Credit Administration, ensure compliance with all post approval conditions and the bank’s policy. * Effective monitoring of loan repayments and mitigating risks related to defaults and periodically reviewing the loan portfolio to manage likely problem areas. * Ensures regulatory compliance and implementation of effective anti-money laundering procedures and controls. * Keep abreast of new developments in customer preference and advise management on relevant changes. * Manage customer relations under personal portfolio and ensure lasting relations are established with all clients * Prevention of income leakage and ensuring collection of revenue Requirements * A degree in Commerce, Statistics, Business Management or Marketing. Professional banking qualifications will be added advantage. * Solid analytical skills and experience in credit appraisal, handling and resolving customer requests and queries. * Have strong communication and team building skills with ability to work with diverse teams. * Good understanding of prudential guidelines on KYC. * Creativity, initiative and be self driven with a strong commercial orientation. * Must have a minimum of 2 years banking experience. Interested and suitably qualified individuals should forward their applications, enclosing copies of their academic and professional certificates, detailed CV indicating work experience, daytime contacts and addresses of 3 professionally relevant referees to reach the undersigned by Friday, 8th March 2013. Applications should be addressed to: The Head of Human Resources Consolidated Bank of Kenya Ltd P.O. Box 51133 - 00200 Or email: Website: Consolidated Bank is an equal opportunity employer.
